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The cards payments world is ramping up like never before…

M&A‘s, consolidation and technology change in just the past 2 years has left many quandaries and few definitive answers. The realisation is now quickly spreading worldwide that there is high risk...

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It seems 2010 is yet another year where more is being achieved during summer...

While some activity certainly slowed due to normal vacations, it seems 2010 is yet another year where more is being achieved during summer than in the previous year. The apparent theme that seems to be...

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Has the disruptive change created a perfect storm for Processors?

In our estimation there are somewhere in the region of 700 banks looking to change their payments infrastructure. This change has been driven by the M&A activity of banks, processors and payments...

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Mainframes – the Unsung Heroes of Payments

I came across an article the other day on a Mainframe Site by Marcel den Hartog called ‘Why do mainframe applications run FOREVER?!?’ I feel it is worth sharing with all those young guns out there. To...

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Why Change Programmes Fail

Anyone who’s worked in a large organisation for any length of time is likely to have experienced transformational change in one form or another.  By (bad?) luck rather than judgment, I have been at the...

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Creating Conditions for Change

In my last contribution to this blog, I made some fairly broad (and arguably common sense) statements on why change programmes often deliver disappointing results and what powerful forces come into...

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Payments APIs – The last mile to realising the Holy Grail in Payments?

Recently, three of the world’s biggest financial services firms—Mastercard, Visa and Citi—have promised to ditch their insular approach and open up their platforms to partners. APIs in Payments has...

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